10 December 2025:-Gold remains an important part of Indian households, valued not only as jewellery but also as a dependable financial asset. For many families, it provides emotional assurance and practical support during planned or unexpected expenses. Bajaj Finance enables individuals to access the value of their gold easily through the Bajaj Finserv Gold Loan, offering an online application process, quick approval, and competitive interest rates.
With the ongoing Gold Loan Carnival 2025, customers now have an added reason to consider a gold loan as a smart financial choice. Running from 25 November 2025 to 28 February 2026, this carnival offers attractive rewards while giving borrowers a safe, simple, and transparent way to access funds when needed.
The carnival rewards include:
Category | Details of reward |
1st Reward | Travel voucher for a foreign trip |
2nd Reward | 42” LED TV |
3rd Reward | Microwaves |
4th Reward | Small electric appliances |
Checking eligibility for gold loan carnival
Understanding gold loan eligibility helps customers experience a seamless application process. Bajaj Finance keeps the Carnival eligibility requirements straightforward:
- The borrower must be an Indian citizen
- They must be between 21 and 80 years of age
- They must pledge 18-22 karat gold jewellery
- They must avail a Bajaj Finserv Gold Loan of Rs. 1,00,000 or more.
- The loan must remain active for at least 180 days.
- Each customer can qualify only once during the carnival period.
Knowing your eligibility before the carnival helps ensure a smooth loan process. Customers can check online, visit a branch, or speak to a representative for clarity on valuation and loan terms. A gold loan interest calculator is especially useful, allowing users to estimate their loan amount, interest payable, and total repayment. By entering details like gold weight and loan tenure, borrowers can understand their financial commitment upfront, helping them make informed decisions during the Gold Loan Carnival.
This transparency ensures that customers borrow responsibly while still enjoying the benefits of the carnival.
Understanding gold loans and how they support smart financial planning
A gold loan allows individuals to access funds quickly by pledging their gold jewellery. Bajaj Finance offers a streamlined process through both online and in-branch applications, requiring minimal documents and providing approvals within minutes. The pledged gold is stored in secure, high-grade vaults to ensure complete safety.
The loan amount is based on the gold’s purity, weight, and the prevailing IBJA gold rate, helping customers benefit when prices are favourable. With loan amounts ranging from Rs. 5,000 to Rs. 2 crore, competitive interest rates, and multiple repayment options, the Bajaj Finserv Gold Loan provides a transparent and efficient borrowing experience.
Conclusion
As gold continues to be a powerful financial asset, tools like the gold loan interest rate calculator and clear gold loan eligibility guidelines empower customers to make informed decisions. The Bajaj Finserv Gold Loan ensures a smooth borrowing experience with quick approval, competitive rates, and a secure process. With the added excitement of the Gold Loan Carnival 2025, customers now have more reasons to rely on their gold for smart financial planning.
This carnival not only celebrates the value of gold but also encourages customers to choose trusted lending solutions while staying informed, prepared, and financially confident.
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About Bajaj Finance Limited
Bajaj Finance Ltd. (‘BFL’, ‘Bajaj Finance’, or ‘the Company’), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 80.41 million customers. Bajaj Finance has a credit rating of AAA/Stable for its Fixed Deposit program from CRISIL and ICRA, AAA/Stable for long-term borrowing from CRISIL, India Ratings, CARE and ICRA, and A1+ for short-term borrowing from CRISIL, India Ratings and ICRA. It has a long-term issuer credit rating of BBB-/Stable and a short-term rating of A3 by S&P Global ratings. To know more, visit www.bajajfinserv.in.